If you have more than one child, deciding how to distribute your assets among them may prompt some angst: If and how should your will or trust reflect your understanding of their different needs? According to a Merrill Lynch study, two-thirds of parents over age 55 are open to the idea of unequal bequests. “Fair”…
Mild cognitive impairment (MCI) is the medical name for memory problems that exceed the “normal forgetfulness of aging” but are less than associated with an Alzheimer’s diagnosis. If you have received a diagnosis of MCI, you are at risk for continued significant cognitive decline. Each year about 10–15% of persons with MCI receive an Alzheimer’s…
Elder law focuses on the special rights, needs, and challenges that arise in the context of simply growing older and planning for possible care needs. Attorneys specializing in elder law take a holistic perspective. They acknowledge the interplay of health, family, disability, and housing, as well as emotional and financial issues. Consider a consultation for:…
Activities that are easy now may become more difficult in the future: Going up and down stairs, standing up from sitting, getting in and out of the tub, catching your balance if you start to slip. . . . As you consider aging in place, it is wise to keep these issues in mind, particularly…
Life has a way of throwing us curveballs. The unexpected death of a spouse—or a divorce—can certainly wreak havoc on your emotions. It can also throw a wrench in your finances. If you are age 62 or older, here are some Social Security basics to bear in mind as you regain your financial footing or…
Alzheimer’s is different from the normal forgetfulness of aging. Alzheimer’s is one of many conditions that cause the radical changes in memory, reasoning, and behavior known as “dementia.” The normal forgetfulness of aging is just an inconvenience, a slowing down. The serious changes of dementia eventually result in the inability to live on your own….
Irritating but true: Aging brings changes that make safe driving more of a challenge. Slower reflexes. Reduced vision and hearing. Difficulty concentrating. Less flexibility in the neck and shoulders. Fortunately, these changes do not come on suddenly. And adjustments in driving habits can offset them such that older drivers can be much safer than their…
If your goal is to “age in place,” now is the time to consider some remodeling. And there’s no room that demands more physical agility than the kitchen. It’s impossible to foresee how your body may change over time. But making a few thoughtful accommodations now could extend your comfort and independence. Plus, such an…
As we age, we find ourselves requiring different types of help. Medical needs are typically covered by Medicare. But many of us come to need assistance that is nonmedical in nature (e.g., help bathing or dressing). We have to be prepared to pay for this kind of assistance out of pocket, on our own. If you…
Imagine your life as a movie. If you are the director, serves as your stage manager. He or she is a deeply knowledgeable guide (usually a nurse, social worker, or allied professional) who finds you high-quality help, arranges locations, and advises concerning needed services. s are part of a national organization with training requirements, codes…
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