February/March 2012 Print - Debra Levy Eldercare Associates

If Dad wants to remarry

Your first thoughts may be joyous when Mom or Dad falls in love again. No more loneliness! But when the mood suggests impending marriage, you may also have concerns:

Will they blend their finances? What about the 401k? Other assets?
How will marriage affect Social Security?
Does the new sweetheart bring debts or bad credit to the marriage?
Whose money will be spent if residential care is needed?
Who will make difficult end-of-life decisions?
Who will inherit the house, and when? Will the surviving spouse need to move?

Don’t quit the rejoicing. But do raise these questions. A marriage is a contract saying, “What’s mine is yours, and what’s yours is now mine, too.” Unless care is taken from the outset, the law may trump your parent’s wishes for separate accounting.

Here are some tips.

Adopt a stance of curiosity. “Let’s find out, Mom, how the laws have changed since you and Dad got married.” Emphasize that the intention is to “get smart” so there are no unintended consequences. It is to ensure that she directs the future of her assets. If you sound suspicious of her fiance’s intentions, your financial concerns may seem self-serving.

Strongly suggest an elder law consultation before marriage. An elder law attorney can explain the financial implications of marriage. For instance, a prenuptial agreement is a legally binding contract. It offers protections that a will or trust cannot.

Recommend prompt update of existing documents. Encourage your parent not to dawdle post-wedding about making intended changes. If Dad wants you to have authority in medical decisions, he needs to reflect that in his power of attorney for health before the first health crisis happens! This is also true of any existing estate plan, trust, or will.

Return to top

Lessons from the seriously ill

In casual musings, a long-time hospice nurse blogged her list of common end-of-life regrets. While these are by no means the only ones we’ve seen, they do ring true for many who are experienced in end-of-life care. Consider using them as inspiration to engage in reflection. What can you do NOW to be sure YOU don’t have any of these regrets?

I wish I had lived MY life, not the life others expected of me. Are you honoring your particular life goals and dreams? If climbing Mt. Kilimanjaro isn’t going to happen, are you at least hiking? Don’t wait until illness or age makes it too late to act on your desires.
I wish I hadn’t worked so hard. Between work and caregiving, are you allowing for quality time with your children? With your spouse? What can you do to make more time available?
I wish I had expressed my feelings more. Are you living in a way that is true to yourself? There’s no vitality in simply “being good.” It does take courage to let others know your thoughts and feelings. Such intimacy also adds meaning to relationships.
I wish I had stayed connected with friends. What is cherished most in the end isn’t fame or money, but relationships. The priceless joy of being loved, and giving love. Nurture your friendships.
I wish I had let myself be happier. We don’t have choice about many things in life. But we do control what we spend our time thinking about. We can worry. We can be sad, or angry. Or, instead, we can practice focusing on the things that ARE good in our lives.

It never hurts to stop and take stock of your life. Use any regrets as a springboard for future action, bringing your deepest priorities to the fore.

Return to top

Skin care and aging

The skin is the body’s largest organ and its essential “armor.” To maintain good health, skin needs extra attention as we age.

The skin has three layers. Working together, they act as the body’s

shield by preventing bacteria and viruses from getting into the body and keeping body fluids from evaporating out;
insulation by preserving body temperature through fatty padding, sweat glands, and pores;
sensor by protecting us from harm through nerve endings that signal when things are too hot, too sharp, etc.

In the normal aging process, skin

lightens and thins, becoming more fragile, drier, itchy, and subject to tearing;
loses fat, which increases bruising. The absence of a fatty layer also makes it harder to maintain body temperature and affects absorption of some drugs;
becomes less sensitive to heat/cold, pressure, and other warning signs of potential injury;
repairs more slowly and depends more than ever on good nutrition for healing.

Daily routines are important in the care of aging skin. Help your loved one

stay hydrated. Ensure adequate intake of water, typically six to eight 8-oz. glasses per day;
maintain good nutrition. Protein (found in eggs, milk products, beans, poultry, meat, and fish) is particularly important to wound healing;
use moisturizers. Skin lotion helps replace missing oils and reduce itching. Moist skin also heals faster. Consider adding a room humidifier in overly hot or dry environments;
bathe only as necessary. Ensure bath water is warm but not too hot. Soap and water dehydrate the skin, so avoid harsh and perfumed soaps. Using bath oils is unwise because of slip-and-fall risk;
avoid cuts or scrapes. Watch for sharp-edged clothing fasteners, straps, or other rough surfaces. Take care not to bruise or tear the skin when removing bandages or when using a firm grip to help someone stand;
prevent sunburn. Use sunscreen, long-sleeved shirts, and long pants.

Return to top